Lake of the Ozarks
Custom Home Builder

Your Dream Lakehouse,
Built by Charles.

20+ Years at the Lake

Charles answers your first call, walks your lot, and stands on your jobsite when it matters.

20+
Years at the Lake
5.0
Google Reviews
Winner
Best of the Lake 2023
Active
HBA + NAHB Member
Why You Hire a Builder

You are not paying for quality.
You are paying for certainty.

Every builder at the Lake claims quality — and most of them mean it. What separates a build you feel proud of from one that keeps you up at night is the person managing it. A custom home is a long, complex project. The right builder brings the planning depth, the daily presence, and the relationships built over decades that let you stay focused on the exciting parts. That’s what Charles has built his reputation on.

The Umbrella

Planning, Partnership, and Peace of Mind

A custom home is one of the most meaningful investments a family makes. Charles brings the planning clarity, the sub relationships, and the daily accountability that keep a complex project on track — and let you stay focused on the design decisions, the finishes, and the vision you started with. Line-itemized estimates. Decades-long sub partnerships. One number that answers. That is how Charles runs a build.

The Differentiator

Craftsmanship and Relationship

Charles built his reputation on finish work — custom tile, custom showers, custom trim, cabinetry — laid by his own hands for years. The relationship does not end at the punch list. Charles takes the call two years later about a vendor connection or a small update. The relationship continues long after you’ve moved in.

When you combine knowledge of the Lake’s challenges with good planning and honest communication, you get the stress relief you need to focus on the fun part — picking out that backsplash.

Homes Built · Families Moved In

Built for the Terrain.
Not Just the Weather.

Lake of the Ozarks lots are rarely flat. Foundations, driveways, utility runs, and shoreline work are not details you discover after the foundation pour — they are the first things we plan for.

Custom lakefront stone home with infinity pool at Lake of the Ozarks Aerial view of custom lakefront home with infinity pool by Cloke Custom Homes Custom single-level lakefront stone home at dusk with lit stone entry pillars
How We Build

A Number That Holds.
A Timeline You Can Trust.

Our pacing is deliberate. The builders who move faster are usually skipping the steps that produce a number you can actually trust.

01

Walk the Lot With Charles

Charles personally walks any qualified lot owner’s property. He reviews the terrain, listens to what you are picturing, and gives a realistic cost range — no charge.

02

Line-Item the Build

Three to four weeks for architect blueprints. Another three to four weeks for a line-itemized estimate that accounts for every foot of the house, every inch of site work, and every allowance you will need to make.

03

Build With the Owner On Site

Charles is on the jobsite daily. He is there for the foundation pour, the truss raise, the critical inspections. You have his cell number. You reach him directly.

What Cloke Clients Say

Named Clients.
Real Projects.
Real Quotes.

Charles does excellent work. He just remodeled a master bathroom for us on time and within budget. A number of friends that have seen the completed project have all commented on how nice it looked and the quality of Charles workmanship. I would highly recommend Charles.

Bruce Hootman
Client — Master Bathroom

We purchased Charley’s first spec home 2 years ago and have been so impressed with his work, attention to detail and follow up. He’s gone out of his way to make sure we were completely satisfied.

Mary & Tim G.
Client — Porto Cima Spec Home

He assesses and prioritizes projects very quickly. He has innovative ideas that he shares; he’s amenable to his customers’ ideas and accepts them easily. He’s a people person.

Camille M.
Client
Recognition

Eight Recognitions.
Four Years.
One Builder.

Winner and multi-year finalist of the Best of the Lake reader vote in Lake Lifestyles magazine — Home Builder, General Contractor, and Custom Woodworking categories.

Cloke Custom Homes — Best of the Lake winner four years running, recognized in three categories
Your Next Step

Book Charles’s Lot Walkthrough.

No charge. Qualifying phone call first. No quote before Charles has seen your lot — and if it is not a fit, he will tell you on that first call.

Designed to Inspire. Built to Admire.